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Sparkmans Financial Services

We offer a wide range of services that ultimately get our clients closer to their financial goals. Its important for us to understand your current situation so we can address key factors in your financial health and make breakthroughs towards financial security.

Cash Flow Summary

A cash flow report will outline all projected income and expenses. With this report you can see exactly how much you are expected to profit/loss each month at your current rate. If you want detailed reports on past cash flows speak to your advisor directly. 

Net Worth Summary

A net worth report will outline all of your asset holdings and outstanding liabilities. It is important to evaluate where your resources are allocated and compare what you own to what you owe. This calculation will tell you your net worth.

Service Page: Bookings_Service_Page

Long Term Cash Flow Projection

Complete income and expenses projection up to 6 months out. This service in tandem with a financial assessment tells you where you are at, the direction you are heading financially, and at what speed. After getting this service done, you'll have a realistic and accurate look at the future of your finances. 

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Credit advising

This service offers assistance with credit. Getting started with your first credit card or loan, or planning for debt recovery. Helping with the application process as well as choosing the credit card for you based on factors such as credit history, debt to income ratio, desire for cashback etc. From there advising is provided to use said credit card to stretch money, build credit score, earn cashback, and avoid interest. Credit is a great tool to have when operating with low income or limited assets. Even the wealthiest people in the world use credit.

Service Page: About

Personalized budgeting planning and reporting

Personalized budgeting that diagnoses the key areas of spending that could be hurting your financial health. This service takes the extra step of suggesting future improvements in financial decision making. Our cashflow projection service provides an accurate depiction of monthly cashflows  based on fixed and average variable spending. We plan for future cash flows in order to predict future profits and project necessary cutbacks in spending needed to meet savings goals.

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Service Page: About
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